DO YOU WANT AN INTEREST RATE AROUND 4%?? SELLER IS OFFERING A 2/1 BUYDOWN ON YOUR MORTGAGE WHICH WILL LOWER YOUR INTEREST RATE FOR THE FIRST TWO YEARS YOU OWN THE HOME! SAVE 2% ON YOUR INTEREST RATE THE FIRST YEAR - ALMOST $800/MONTH AND 1% THE SECOND YEAR - $400/MONTH! THEY WILL ALSO PAY $5,000 TOWARD CLOSING COSTS. Why wait to build when you can own this stunning, better than new 4-bedroom, 2.5-bath home with an office and loft, perfectly situated on a private lot with no rear neighbors, backing up to a serene retention area. Lived in for less than a year, this home is in pristine condition and boasts over $100,000 in luxurious upgrades. From the moment you arrive, the beautiful stone front facade and paver driveway and walkway create an inviting first impression. The large, fenced backyard offers ample room to design your dream pool, with a paver walkway extending from the front yard to the gate. Step inside through the charming covered front porch, where luxury vinyl plank floors flow seamlessly throughout the main level. The spacious foyer features a drop zone/mudroom for convenient storage. The open-concept living space includes a bright and airy dining area, living room, and a chef's dream kitchen. The kitchen is a true showpiece, with under-cabinet lighting, quartz countertops, stainless steel appliances, a subway-tile backsplash, and a large counter-height island with pendant lighting perfect for casual dining. The kitchen also offers a pantry with custom shelving and an additional storage closet, ideal for a second pantry. Adjacent to the living area, a dedicated office space provides a quiet retreat with views of the backyard. The first floor also includes a half bath and a functional laundry room equipped with built-in cabinetry and a quartz-topped folding station for added convenience. Upstairs, plush upgraded carpeting guides you to a spacious loft, perfect for additional living space. The primary suite is an impressive retreat, featuring a separate sitting area ideal for a home gym, nursery, or private relaxation space. The en-suite bath is beautifully appointed with a double-sink quartz vanity, a glass enclosed shower, and a large walk-in closet with a custom closet system. Additional upgrades in the primary suite include a Brondell Swash toilet seat for a spa-like experience. The remaining bedrooms are generously sized and share a well-appointed second full bath with a double quartz vanity and another upgraded toilet seat. Outside, enjoy the peaceful view from the screened lanai, overlooking the expansive backyard, which extends along the side of the house. The home is packed with modern conveniences, including smart features such as WiFi-enabled lighting, a doorbell camera, a smart thermostat, a WiFi garage door opener, and a front door keypad. Ceiling fans with remote controls are installed in every room, and thoughtful touches like nightlight outlets throughout the hallways and bathrooms add to the home's charm. The garage and lanai floors have been upgraded with durable Polyaspartic floor coating, and the exterior is equipped with gutters for added functionality. Located just across from Lake Louisa State Park, this home is surrounded by natural beauty and offers easy access to outdoor adventures such as swimming, boating, hiking, and biking. The Ridgeview community, conveniently located on US 27 with nearby SR 429 access, is next to the upcoming Olympus Sports Project, promising future recreational opportunities.